Terms and Conditions

How-to-Invest.co.uk

1. Before you use this web site, How-to-Invest.co.uk, please read the terms & conditions of use.

2. Your use of this web site will be taken to indicate your acceptance of these terms and conditions of use.

3. This web site does not provide advice. All information contained in this web site is for information only.

4. This web site contains information for a general audience who are interested in investing and business. It does not provide advice for you as an individual.

4. This web site and its owners do not in any way endorse any advertisers or their products or services.

5. Users should always take independent and professional advice before making any investment or business decision.

Terms & Conditions of Use

Please read these Web Site TERMS & CONDITIONS OF USE carefully before using this Web Site OR purchasing anything from this Web Site, OR using the services and products offered or advertised by ourselves or by third-party advertiser and suppliers of goods and services on or by this Web Site.

We want you to use our Web Site and enjoy using it. But we still have to protect our business, ourselves and our staff, and our brand identity, reputation, trading marks, and intellectual property rights. If you do not understand anything on this Web Page, please feel free to call or email us so that we can discuss it with you. None of the below listed Terms and Conditions of Use are intended to affect your statutory rights, or your enjoyment and use of our Web Site.

(1.) TERMS & CONDITIONS OF USE

(1.1) The Terms and Conditions of Use set out on this webpage govern your use of this Web Site, and are legally binding on you. If you do not agree to these Terms and Conditions of Use, please do not use the Web Site. By accessing and using this Web Site, you signify your assent to these Terms and Conditions of Use.

(2.) RESTRICTIONS ON USE OF MATERIALS

(2.1) This Web Site is owned and operated by How-to-Invest.co.uk, owners of How-to-Invest.co.uk, (referred to as "How-to-Invest.co.uk," "How-to-Invest.co.uk," "we," "us," or "our" herein).

(2.2) No material or information, such as documents, products, trademarks, logos, graphics and images (collectively, the 'material' and/or the 'information') from our Web Site may be copied, reproduced, republished, uploaded, posted, emailed, or transmitted or distributed in any way, except that you may download one copy of the material on any single computer for your non-commercial use only, provided that you keep intact all copyright and other proprietary notices, and identify How-to-Invest.co.uk as your source and the owner.

(2.3) Students and teachers may use our material for personal and educational use; however, we do not permit the use of our material to be in any way packaged, distributed, given, shared and/or resold by any users.

(2.4) Modification of the material and information or use of the material and information for any other purpose is a violation of our copyright and other proprietary rights. The use of any such material and information on any other Web Site or networked computer environment is explicitly prohibited.

(2.5) Except as otherwise indicated on this Web Site, and except for the trademarks, service marks and trade names of other companies that are displayed on this site, all trademarks, service marks and trade names are proprietary to How-to-Invest.co.uk.

(2.6) In the event that you download any intellectual material or property from our Web Site, the intellectual material or property, including any files, data or images incorporated in our Web Site, are non-exclusively licensed to you by How-to-Invest.co.uk. How-to-Invest.co.uk does not transfer title to the material and intellectual property to you. How-to-Invest.co.uk retains the full and the complete title of all material and intellectual property rights herein.

(2.7) Any use, modifications, distribution, copying, republication of material and information contained on this Web Site with the PRIOR WRITTEN PERMISSION OF HOW-TO-INVEST.CO.UK is strictly prohibited. Please contact us if you want to use any of our material and information.

(2.8) How-to-Invest.co.uk grants you a limited, personal, non-exclusive, and non-transferable license to use and display the material and information only on your personal computer and to print a single copy for your personal use. You acknowledge and agree that you have no right to modify, edit, copy, reproduce, create derivative works, alter, enhance, or in any way exploit any of the material and information in any manner. This limited license terminates automatically, without notice to you, if you breach any of these Terms and Conditions of Use. Upon termination of this limited license, you agree to immediately destroy any downloaded or printed material and information. Except as stated herein, you acknowledge that you have no right, title, or interest in or to the Web Site or any material and information on any legal basis.

(3.) MODIFICATIONS OF THESE TERMS AND CONDITIONS OF USE

(3.1) You agree that How-to-Invest.co.uk may make revisions, improvements, and changes to the Web Site and the Terms and Conditions of Use at any time without notice by updating this posting.

(3.2) We reserve the right to change, alter and modify our Terms and Conditions without giving notice.

(3.3) You agree that your continued use of the Web Site after such modifications have been made constitutes your acceptance of such revised Terms and Conditions of Use.

(4.) DISCLAIMER

(4.1) The materials, the information, the services and the products advertised in this Web Site are provided "as is" and "as available" in the case of all products advertised in our How-to-Invest.co.uk Book and Jewellery Shops, and without warranties of any kind either express or implied, to the fullest extent permissible pursuant to applicable law in England and Wales. How-to-Invest.co.uk disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.

(4.2) Such uses on this Web Site by How-to-Invest.co.uk or by any of our third party advertisers on How-to-Invest.co.uk of such words as "healing" and "health" and any words that denote healing or health when applied to any business, product or service are intended to be either a name or title of a business, product or service, and not a description of a business, product or service or of what that business, product or service may be able to do by the providers or for the purchaser.

(4.3) How-to-Invest.co.uk does not warrant or make any representations regarding the use or the results of the use of the materials, the businesses, the products and the services in this Web Site in terms of their correctness, accuracy, reliability, fitness for a particular purpose or use, or otherwise.

(4.4) The information, tools and material presented on How-to-Invest.co.uk, are provided for informational purposes only and are not to be used or considered as an offer or a solicitation to sell or an offer or solicitation to buy or subscribe for securities, investment products or other financial instruments, nor to constitute any advice or recommendation with respect to such securities, investment products or other financial instruments.

(4.5) The information presented on How-to-Invest.co.uk, is prepared and presented for general circulation. It does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person who may receive this information.

(4.6) You should independently evaluate particular investments and consult an independent financial adviser before making any investments or entering into any transaction in relation to any securities, products or services advertised and mentioned on How-to-Invest.co.uk.

(4.7) The use of How-to-Invest.co.uk is at your own sole risk. How-to-Ivest.co.uk is provided on an "as is" and "as available" basis. How-to-Invest.co.uk, and its owners, makes no warranty that How-to-Invest.co.uk will be uninterrupted, timely, secure, or error free.

(5.) LIMITATION OF LIABILITY

(5.1) Under no circumstances, including, but not limited to, negligence, shall How-to-Invest.co.uk be liable for any special or consequential damages that result from the use of, or the inability to use, the materials in this Web Site.

(5.2) How-to-Invest.co.uk does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this Web Site or the server that makes it available are free of viruses or other harmful components. We scan all emails we send to you with Symantec software. You must scan all emails you receive from us for imperfections or viruses. Please report to How-to-Invest.co.uk any virus you receive from us or suspect you received from us immediately.

(5.3) You assume the entire cost of all necessary servicing, repair, correction or replacement of your hardware or software in the event that you, your property and your business are affected aversely in anyway whatsoever, financial or otherwise, by your use of this Web Site or its server.

(5.4) In no event shall How-to-Invest.co.uk have any liability to you for damages, losses and causes of action, whether in contract, tort (including, but not limited to, negligence), or otherwise for accessing and using this Web Site.

(5.5) We reserve the right to change prices, images and descriptions of our own products, without notice. An order received by us represents an offer to buy products indicated by the customer, but this is not a binding contract on us until we have accepted this order, taken payment, and sent the products to the customer. This means that if the price or the description of any product is deemed to be incorrect by us, How-to-Invest.co.uk shall not be obliged to sell the product to the customer. However, we endeavour to get all advertised prices stated correctly, and, as yet, we have never advertised an incorrect price. All products for sale on How-to-Invest.co.uk are provided for the customer's consideration as 'invitations to treat'.

(5.6) The descriptions, colours, and details of all the products published on How-to-Invest.co.uk have been produced in good faith and are intended to be fair, honest and accurate. However all sizes and dimensions are approximate and colours may vary from those advertised. All statements contained in these descriptions, colours, and details as to any product are made without responsibility on the part of How-to-Invest.co.uk. None of the statements contained in this Web Site as to any product are to be relied on as statements or representations of fact. How-to-Invest.co.uk does not make or give any representation or warranty or guarantee whatsoever in relation to any products. How-to-Invest.co.uk disclaims all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and/or fitness for a particular purpose. This does not affect your statutory rights.

(6.) THIRD PARTY ADVERTISERS ON HOW-TO-INVEST.CO.UK

(6.1) How-to-Invest.co.uk is now providing an advertising service to third parties (who are not in any way connected to How-to-Invest.co.uk) to advertise on our Web Site How-to-Invest.co.uk. How-to-Invest.co.uk assumes in good faith the accuracy of any advertisements placed by such third party advertisers on its Web Site How-to-Invest.co.uk; but we are not responsible and accept no liability for any services or products offered by these third party advertisers. We do not in any way indorse these advertisers and their products, businesses and services. Customers should satisfy themselves in all respects before they deal with any third party advertisers. Any guarantees or promises made by How-to-Invest.co.uk to you, will not apply to your dealings with third-party advertisers.

(6.2) We may include some hyperlinks both within the Advertisements and in other areas of the Web Site that provide hyperlinks to specially selected Web Sites which we believe may be of particular interest to our users. If and when we provide such hyperlinks on our Web Site, users on our Web Site should not assume that the Web Site to which our hyperlink goes has endorsed our hyperlink or that we endorse the information, products and services on the their Web Site. These hyperlinks are solely for informative use, and do not suggest any endorsement on our part or on theirs.

(6.3) If a customer has a complaint to make about any third party advertiser published on How-to-Invest.co.uk, please let us know so that we can investigate the complaint, and deal with it.

(7.) TRADEMARKS

(7.1) All trade marks and images belong to their respective owners; and all other proprietary trade marks, such as Amazon, Google and Ebay, belong exclusively to their respective organisations.

(8.) COPYRIGHT NOTICE